Reply to Upper and UMC Ppl: Do you Actually Know Anyone Living Beyond their Means?

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Reply to "Upper and UMC Ppl: Do you Actually Know Anyone Living Beyond their Means?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]
He's a doctor without health insurance? Find that hard to believe. They more than anyone else knows the risks of being uninsured and how costly care is. And plus why wouldn't his hospital/private practice group provide coverage like all other employers??[/quote]
My parents are both physicians, so I know a lot of physicians.

There are definitely doctors without insurance. My dad's long-standing friend from med school with whom he always shared an office building was one of them.[/quote]
Isn't this a bad dumb idea? Sure for minor day to day stuff, they write their own scripts and/or their dr. friends take care it for them for free. But isn't the point of insurance to insure yourself against big things -- that a health system wouldn't give you/your family for free, even if you work there? I get that certain types of drs. end up being independent contractors - providing their services to a health system but not an employee of it and thus no employer insurance option. But - so? Call up Blue Cross and buy a plan -- doesn't even matter if Obamacare is around or not - you can always buy private insurance. If it costs you $3000/month for a family -- you're a dr. you can budget for it?[/quote]
I mean, *I* have insurance...and my parents have always had it too. I'm just saying it's not unheard of that a doctor wouldn't have insurance.

FWIW, the doctor in question was one of the wealthiest people I know, but he also had 6 children. When his youngest was hospitalized as an infant, he paid out-of-pocket for her care (my mom was there because that's her specialty). He died young due to an untreated medical problem. This wasn't due to not having health insurance, it was due to his not taking care of himself. He has left a huge estate to his large family.[/quote]

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