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Money and Finances
Reply to "Middle class professionals: tell me about your finances"
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[quote=Anonymous]I'm 34, husband is a professor and I also have a doctorate but work in management. HHI ~165. One toddler in daycare. About 3 months ago, we paid off the last credit card bill and have steadily increased our net worth from about 1000 to 50K thanks to our home value increasing and saving instead of paying off debt. Otherwise... not much liquid cash! 10K in accessible savings, around 70K in retirement accounts, and about 350K left on our mortgage (car is paid off in a few months). Tons and tons of student loans; about 60K. Basically... if 2017 is any indication, 2018 will be good for us despite adding another kid (who won't start daycare until the end of the year, and the lack of car payment + decrease in the other kid's payment due to moving rooms will almost make up for that). We still budget carefully and I feel like I'll probably be doing so forever. [/quote]
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