Reply to Middle class professionals: tell me about your finances

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Lots of responsible people here.[/quote]

Seriously. These threads always fill me with anxiety because my husband and I were both pretty feckless people in our younger days. We are in our mid-40s and finally have about $150k in retirement savings between us - but we both only started saving maybe seven years ago. We have about $5k in emergency savings - but that'll likely get eaten up by taxes this year. I still owe nearly $50k in student loans.

And yet we still are feeling like we are doing better than a lot of people out there. I expect there's plenty of people who were even more feckless than we were, who just aren't posting here. Anyway, we feel very grateful that between the two of us we're climbing into responsibility, even later than might be ideal. We had fun youths, anyway![/quote]

I also think that a lot of people posting got married in their 20s and were able to do better because of that. There’s no denying that it’s much more profitable to have someone sharing in all of the expense and if you can live off one salary you are golden. I feel behind my peers because of this, but I’m still very proud to be a single woman homeowner before 30.[/quote]

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