Reply to how many hours a week do you put in as a teacher?

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[quote=Anonymous][quote=Anonymous]OP.  We were able to buy a nice little home in the Chicago suburbs for just over 150K.  So less than 2x our HHI.  We could probably swing it for me to work half time except, and its a BIG except, I would not get my full pension cause I wouldn't have enough credits.  We save 20% of our income on top of our pension contributions, but it wouldn't be enough to live on in retirement without the pension (Illinois teachers don't contribute to or get social security, so the pension is a huge deal)  The other thing is if you go half time, you have zero seniority.  This means every year I'd get riffed and not know until possibly August if I have a job to come back to.  I can't have that kind of uncertainty.

We keep our expenses as low as we can, only have one car, and don't really go on vacations.  But we want to help our kids go to college and life is expensive here like it is most places.
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We were able to buy our nice little home in the DC suburbs (VA) for $430k eight years ago. So a little over 3x our HHI.  [/quote]

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