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[quote=Anonymous]Full time working mom here. She's gotten used to the lifestyle and doesn't want to give it up. Her family finances should come before having coffee with friends and no, as long as she's not working until 9pm her hours will be fine with middle schoolers in the afternoons. If she really won't make the change after you show her the budget, goals, and what it will take to hit those goals then I would consider cutting back her spending which will probably not go well but I don't know what else you could do. I have a coworker who works part time, 1 kid is graduated but at home and the other is in high school. I know they could use the extra money but she refuses to work more hours. It's a lack of work ethic and being ok with just getting by [/quote]
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