Reply to Need a break, don't have the cash - Would you put $3k on credit card for vacation?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]The title says it all. I am frazzled and need/want a nice vacation. I have money in the bank, but it's earmarked for other purposes (ie house repairs, summer camp, etc). So I don't want to dip into those savings to pay for the vacay. Sooooo, a friend mentioned just putting it on a credit card, and aim to pay it off by year-end. She said that's what she does.

I am very averse to debt, and don't ever carry a credit card balance. I use a card for everyday purchases but pay it off every week. I've got a mortgage, student loan, and a car loan, and I am trying to pay these debts off as quickly as feasibly possible. So I feel kind of guilty even thinking about taking a decent vacation while still paying off these debts. BUT I really want to go on one, I need it.

Wwyd? I considered a cheaper vacation, but that's what I've been doing, and quite frankly that gets old. It costs $$$ to see the places I want to go, and I'd like to move beyond just checking out local US spots (even though they are super duper affordable).

-Do any of you put vacay on the credit card, and pay it off later? 
-How much? 
-How long does it take you to pay it off? 
-Do you ever feel bad about this debt hanging over you?
[/quote]

Yes.  Take the vacation.  Put it on the credit card.  Pay it off later.

Don't make a habit of it, but life is short.

In 2005 I traveled around the world for 8 weeks and put the whole thing on a visa.  I paid it off a year later.  Best trip of my life.  [/quote]

Good post[/quote]

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