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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]This discussion is fascinating. Having grown up overseas (although I am American), it still surprises me how many Americans move away from friends and relatives during retirement. It makes no sense to me to go somewhere I've never lived before and start all over at age 65+. And the whole notion of moving to some gated retirement community or any retirement community far away from friends and relatives is simply bizarre to me. I mean, we need the company and support of loved ones even more as we age. Most of all, I want to live relatively near my child--why the heck would I want to live across the country or the world from my child?! I can see traveling to warmer climates or overseas but completely relocating makes little sense at that point in life. [/quote]

Being in another state becomes a problem if health fails. I think it's best to have two homes. One near family and one in your dream location.[/quote]

No one wants to be a care taker, nor do they have the time for that. Not fair to your family either way.

Simply buy good long term care insurance.[/quote]

Longterm care insurance is not enough to actually pay for it in a facility that most people would think is acceptable.  IME, For the most part, the surviving spouse is the one that needs the care as they generally take care of the spouse prior to that.  It is a mish mash, but even today and even in the DC region many end up moving the surviving parent into their home more than have them go to a facility right away.  We did that and we have several friends and neighbors who have done it or are doing it.  It is usually only for a year or two, so most likely people are not aware until they get to that stage.  We chose for my father to live with us until he was well enough to move into an independent care facility nearby (Vinson Hall), he never made it and went through radiation and then hospice in our home. I will add for people to not rely on Hospice for more than skeletal help (eg once a week nurse, every three weeks doctor, every other week social worker, twice a week bather), you will have to hire someone for the daytime if no one is in the home during the day.  However it is great for equipment like beds, bedchairs, walkers...[/quote]

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