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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You do both, as well as increase your retirement savings.

Especially if you do not want to have your kids in the same boat as you financially.

Also, they can go to state schools and take a boatload of AP and IB courses and get a full ride to college.

And, you move to a shittier shitshack because that is what you should have afforded in the first place.

What is your HHI?  No excuse numbskull![/quote]

215K HHI[/quote]

Ok. Wow! Wow! Wow! We are a 250K HHI.  Live in Bumfuckistan with horrible schools - just read the MD school forum.  Same age as you.  Our mortgage is 1/3 of yours because we live in Bumfuckistan.

So, the thing that is against you is mainly your student debt (and IMHO your mortgage - but I have a Bum********* POV).  You do not have an insignificant HHI.  You are a high earner and you can get out of this  hole - I promise you that. Take the advice of the pps who have mentioned Dave Ramsey.

Community college and then state schools transfer for kids.  Do not even waste money applying to out of state school.  If they end up doing engineering or comp sci majors at the state school - even better.

Take in a tenant.

Aggressively put money in your retirement. Do not leave ANY MATCH on the table.

Pay off your debt based on the highest interest rates. [/quote]

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