Reply to What is your income to allow one parent to stay at home?

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[quote=Anonymous]We live pretty decently but frugally on a $150K income with a SAHM and 3 children. I started building up my retirement savings when I was single and before we had children (no student loans thanks to mom and dad) and I worked part-time until 3rd child was born. We also did well buying our home in Fairfax in 2001 which built up our equity quite a bit.

-Our mortgage is $2850. 
-Due to relatively smaller salary, we pay little in federal taxes (effective rate about 6%) due to lots of deductions and exemptions. 
-My husband gets pretty good benefits at work. 
-Our vacations are mainly driving, but we've had a few bigger ones every few years. 
-My kids aren't athletic so only rec. soccer (yay!), scouts, piano, etc. No super expensive camps. Belong to the local pool.
-I cook a lot at home and dress simply. Popular brand clothing for the kids (Uggs, Toms) are usually birthday presents/special purchases.
-I have time to shop around for deals on hotels, Disney, etc.
-Kids' smartphones (hand-me-downs) do not have data plans. Phone/text only with pay-as-you-go and data when there's wifi.

The negatives are:
-My retirement savings obviously slowed down signifcantly when I stopped working (still decent because I started early). 
-We're dependent on my husband's job (which my young feminist self swore I'd never do!), and it's harder for me to get back into the work force now that my kids are older, and I'm not particularly motivated to since I'm used to only answering to myself all day.
-College savings is good but would have been better with me having a job.

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