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Reply to "Insurance with $20,000 Deductible?!"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I thought there were subsidies up to families making around 97,000$... Am I wrong?[/quote] Don't know about families, but subsidies are available up to around $48k individual and $63k a couple. Thr insurance is very high to offset the free plans to the lower-income, and can run $800 for a silver. That's per person. So a couole earning $70k - pretty tight in the Dc region - would have to pay around $18,000 in premiums, plus deductibles of around $5000 each. So conceivably, a couple could have medical expenses of $28,000 (in a bad year) - or more than half their income after taxes. And THIS is what Oboma calls "affordable" care?[/quote] I just ran the calculator for Maryland, and a couple can get a silver plan for $418 per month, an annual deductable of $4400 and an out of pocket maximum of $7150. That's for both people, not per person. [/quote] Without subsidies? (And for a middle-aged couple?) The silver plans in Virginia for a 60-year old couple are about $750 to $850 a month EACH.[/quote]
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