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Reply to "How much is your PITI if you earnn around $200k?"
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[quote=Anonymous]We make around $195K and our PITI is about $2900, which is also what we're paying for two kids in daycare. Our oldest doesn't start kindergarten in another two years so these next few years will tough. We're not maximizing our 401ks right now as we also need some disposable income, but I aggressively contributed in my younger years when I didn't have kids, mortgage, etc so I'm not in bad shape with my balance. We both do the minimum matching with our employers plus a little more. We're starting to develop a very detailed budget and will try to slowly uptick our retirement contributions as we acclimate to the expenses involved with two kids in daycare. Thankfully we don't have anymore student loans and a $300/month car payment that will be fully paid off next year. Also fund a 529 (soon to be two) and taxable account, too.[/quote]
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