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Money and Finances
Reply to "The balance: saving too little vs saving too much. AND Tesla"
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[quote=Anonymous]Something is not adding up based on the numbers OP gave. A 240k income after taxes with 401k/roth IRA deductions, health insurance/dental is about $7600 a month. A mortgage of $4250 a month brings it down to $3350. [b]Example of Possible Expenses:[/b] Entertainment/Recreation 200.00 Utilities/Alarm System 450.00 Cell Phones/Data Plans/Home Internet/Cable 400.00 Auto Ins 150.00 Hair Grooming/Dry Cleaning 250.00 Auto Gasoline 200.00 Food/Groceries/Eating Out 1,000.00 Travel to Work/Parking 100.00 DayCare ???? Savings 500 [i] [b]Net = $100.00[/b][/i] So after the above expenses (and we still haven't included daycare), They only save $500 a month with only $100 left over and we haven't even talked about monthly emergency expenses, car repairs and house repairs? [/quote]
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