Reply to Earning Well but Drowning in Debt...how to dig out?

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[quote=Anonymous]I'm confused.
You had 3 months of maternity leave with each kid, so 9 months total, and spent $50k above what the single earner brought in. So an extra $16-17k, or $5k per month (for a nice round number) for each month.

And you did this 3x without saving up for the next one.

And you are two working parents with 2 -3 kids in daycare, at least 2 that are not school aged, that presumably go to bed around 8 and in addition to daycare all day you are carting them around to multiple activities during your down time either during the week or weekends. 
And they are not even in elementary school.

Are you ever in your $700k home?

I bet you spend a ton on food, take out and eating out with that amount of running around, alternating pick up/drop offs and overscheduling.

It may be best to really take a look at your overall lifestyle, and the "go go go" and "more more more" approach you seem to be living by reading between the lines a little.

It sounds exhausting and stressful even without the money component which is unsustainable.[/quote]

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