Reply to 12-YO was irresponsible, will cost us thousands; appropriate consequence?

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Reply to "12-YO was irresponsible, will cost us thousands; appropriate consequence?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I bet OP bought him a $7,000 bicycle (yes, they exist) and she's too embarrassed to admit it.[/quote]

But assuming that OP has homeowner's insurance, wouldn't a $7,000 bicycle be insured?[/quote]

It should be.  That's why I have a hard time understanding why a 12 year old should get punished because of the monetary value.  It doesn't make sense- something that expensive should be insured.  If OP failed to do that, she should be pissed at herself.  Granted- the kid has some culpability for his irresponsibility, whatever that may be.  But OP was far more irresponsible and she's not copping to that at all.[/quote]

So by this logic, a teenager who causes a car accident shouldn't be punished because the car is insured? Insurance isn't the issue.  The issue is that the child was irresponsible and OP's question was what consequence would be appropriate.  I think the dollar amount only shows that this was something more serious.[/quote]

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