Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Give me your best monetary advice "
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]Use all available benefits. For credit cards, find a good rewards program and use your points. If you spend enough (we spend $4-6k on credit cards every month), then paying an annual fee may be worth it, but there are plenty of free options too. Sign up for frequent flier miles and hotel rewards programs. Use your healthcare FSA and commuter benefits. If you get a matching 401(k), match and max it out. I completely agree with the don't-carry-a-balance advice, but IF you do find yourself in that situation, don't be afraid to try to negotiate with the credit card company for a lower temporary interest rate. I did this a couple years ago when I found myself having to carry forward a large expense until I started a new job and it can make a big difference. If they say no, they say no, no big deal. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
