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Reply to "Sad, just had to cease contributions to my 401K in order to budget in daycare costs for new baby :("
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[quote=Anonymous][quote=Anonymous]I want to vote for cutting other spending before touching your retirement as well. You wouldn't believe how much money we spend when we are not in a pinch. A movie here, eaitng out there, a day trip here, new clothes there, groceries are a big money dump as well. There are sooo many areas where spending can be cut back, phone, internet, TV are one of the biggest, groceries would be the next biggest probably. I honestly don't think you need a financial planner for that. Just sit down and make a list of all the spending you have regularly and see where you might be able to cut back. It's a lot easier to live without cable TV for a few years, than being poor when you're old for example. Lots of things might feel like you can't live without them now, but once you get used to it you might not even want to go back to spending money for THAT :)[/quote]I could not agree more, don't give Comcast your hard earned money that you will need when you're old.[/quote]
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