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Reply to "Sad, just had to cease contributions to my 401K in order to budget in daycare costs for new baby :("
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[quote=Anonymous]If I were you, OP, I would not consult a financial planner. It is a waste of money and you can find out everything they would tell you yourself. I would just refinance my primary residence into a 30-yr mortgage. I would also consider moving to a smaller place. While halting retirement savings for a year or two is not the end of the world, the risk is that it may end up being five or ten years - the costs of kids go down less than you expect after they start school...[/quote]
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