Reply to Share a savings tip (and i'm not talking couponing)

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[quote=Anonymous][quote=Anonymous]I don't see why cable can't be on the chopping block. With Netflix, Amazon Prime, and Hulu+, I just don't see why you'd pay for a cable package. Find the online provider who carries the shows you want and use that - $10/month. With Prime, we do so much Amazon shopping anyway, the live streaming is just a bonus for us. We'd have the account either if they didn't offer live streaming to go with it.

In other realms, I don't think there are any secrets when it comes to savings. Pick a home,[b] or find a place to rent, at 20% or less of your take home income[/b] (after taxes, health premiums, retirement contributions) and if that means going to the burbs to be comfortable, do it. Once you're in the burbs, you've got lower cost childcare - use those $1k/month or less licensed options instead of a nanny. Cook, eat at home, get freezer meals stocked for nights when you would have otherwise done take out.

We do get crazy cheap produce through our farm share and we save a few hundred a year on diapers by using cloth, but that's all peanuts compared to the thousands we have in budget flexibility because we're at peace with living in the burbs and not using daycare in the middle of downtown DC. We're also a one car family, but getting a second one wouldn't really make or break what we already have going since we get simple cars and don't drive into work - the cars are for weeknight errands and weekend use. [/quote]

Anyone else just find this hilarious?  Hopefully OP's in a better place, but that would give my family 760 per month for rent... hmmm..... maybe we need to stop those pesky retirement contributions. :roll:  :roll: [/quote]

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