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[quote=Anonymous][quote=Anonymous]OP - sorry for some of the horrible replies you have got here but it is important for your mental health that you reframe your problem.

We had a similar situation with my father - but in our case he died suddenly. My mum was SAHM and our income dropped drastically. It was traumatic beyond belief but we all pulled through.

My mother used the capital we had to pay for our education and  did not save for retirement because she could not do both. We became frugal and cut costs where we could. My mother had to cope with the status change with her social group as well - we simply could not afford to keep up with them.

My mother today has no money for retirement. But my siblings and I are (touchwood) doing well and we look after her and support her.

I understand the trauma of a big income drop but as PPs say - you all have your health and each other. It is up to you to decide how you want to play that card. Resentment and bitterness will eat you and your DH up and be passed on to your child. YOu may be cash poor but please dont become really poor in everything that matters.

Good luck! 
[/quote]

Great post. +100[/quote]

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