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[quote=Anonymous][quote=Anonymous]

OP,

I have lived many different lifestyles in my 34 years of life. I'm at my most frugal now, thanks to cheapskate DH, a Vietnam War refugee and survivor. But I am richer than ever, and not just financially.

After learning how to budget and how to save, I find there is immense satisfaction and inner contentment with delayed gratification and living a small, yet quality life.

I have expensive tastes for my budget so I bought and decorated a small house in a good public school neighborhood. Private is not worth it for me. I learned to cook great, organic food so we don't have to go out. I value cars for their longevity and low cost, so I buy Toyotas and Mazdas. I prefer buying well-made things second-hand rather than flimsy new stuff. I take pride in wearing down my quality clothes threadbare rather than consuming all the damn time. I prefer being underestimated rather than the reverse and despise flashiness.

Ask yourself, why do you live the way you do? Are you too tired and stressed to try something new? Is it scary to present a new version of yourself to the world? Why do you care that much what other people think?

Ditch the therapist first. Be courageous. You owe it to your children to model good financial sense. Instead of feeling humbled, you will feel liberated.[/quote]

Not the PP, but I honk this is great advice for anyone![/quote]

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