Reply to Family budget if your income is around $180-200K

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]It was interesting to see what people did with $375K. Now what about us "poor" folks?

$9500 monthly take home pay (after retirement/health care)
Retirement is 5% and health care is $300 month

$2100 mortgage
$3500 childcare/tuition
$815 student loans
$1000 food (includes dining out and some household goods)
$500 utilities/cable/internet/cell phones
$500 shopping/activities/Target
$300 housekeeper (money well spent!!)
$250 gas/insurance/parking
$100 charity
$50 medical expenses (prescriptions/co-pays)
$100 life insurance
$30 gym

Anyone else?[/quote]

We make a little more than $200k.
Our mortgage is similar, but we also have a $1000 home equity payment for renovations we did. Another 2 years on that.
No childcare/tuition (older kids, public school) but plenty of older kid related expenses (camps, sports, etc). Monthly, that probably works out to at least $500, probably more.
No student loans
We spend more on food, closer to $1500. Ridiculous, but this is where we splurge. And a lot of that is teenage boy eating.
Rest is probably similar. Maybe more on parking/gas. No gym.

Differences:
We save more for retirement. (We are late 40s).
$2000/month in college accounts.
$500-$600/month general savings.[/quote]

^^Forget to mention that both our cars are paid for, they are 9 and 6 years old.[/quote]

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