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Reply to "What's the most credit card debt that you've ever had at one point in your life?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I pay off credit cards twice a month. I pay what I have spent to date, not what is billed to me. That way I always know exactly where I am financially. I am also about a billing cycle ahead, in case I need that buffer.[/quote] Sounds a little obsessive to me.[/quote] NP: maybe? But I do the same thing and it really helps me. I get paid twice a month, I pay off my credit cards twice a month. Keeps me from feeling like I have money but I don't actually have. I use cards a lot for the points, but if I don't keep them on a tight leash, I could get into trouble. So I do, and I don't. Different things work for different people. [/quote]
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