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Reply to "Is it completely hopeless? Want to buy home, no down payment."
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[quote=Anonymous]Saving for retirement was wise. You are getting bad reaction because you have no downpayment. If you had said you saved at least 30k and wanted to buy people would have been more sympathetic. You don't live in a big place and you quoting 2k for 2 kids childcare tells me you don't overspend. Cheapest daycare is around that.You seem grounded enough. Remember all that financial emotional stress when your home tanked and you did deed in lieu? Remember property tax insurance and repair costs? I went through a short sale and lived with the stress of plummeting income and short sale paperwork for such a long time I am glad I don't have a mortgage. We need to concentrate on the positive side of things. You are young enough you will get a place in 10 years max. [/quote]
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