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[quote=Anonymous][quote=Anonymous]Your salary isn't totally off the mark. DW has similar qualifications as you do, and works in a similar side of finance, and she makes just a few $k more than you do. Basically, certain parts of finance just don't pay as well as others.

Seems like your situation will be a lot better in the next year and next couple years. Your ex will start paying child support, and your child will be old enough to not need full-time daycare (i.e. at school).

I'd say focus on reducing expenses. I'm self-made, didn't come from a wealthy family and am now worth in the 7 figures and perhaps 8 figures (depending on how my business is valued)... yet if you see me at the Giant, I'm the one using coupons. I don't do any of that wacky extreme couponing, but just 10 minutes a week flipping through the Sunday coupons and cutting those for products we buy anyway (paper towels, etc). If I can do it, you can too. Just reading the weekly circulars to see when a product you buy is on sale, and then using the coupon you clipped 2 weeks ago for that product (often sales and coupon issuances don't coincide, on purpose), and you've saved yourself a bit of cash with fairly minimal effort.[/quote]

Thank you. I usually plan my meals around what is on sale, so i  don't go to the store with a list of things that I want, I look at what is on sale and figure out how to plan my meals around it. I should coupon in more though, I rarely use coupons.[/quote]

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