Reply to HHI 200K - how much house can/should we afford

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]
I did - not to put to much into 401K - I live now and need my money now; can't afford to lose it due to some market crash
So, I invest in my children and my house, at least I can enjoy it :-) Pile of cash does not make me happy as glass of wine on my own backyard watching kids playing ball
I'm a dumbass I guess
[/quote]

i hope you love your job, because you ain't retiring. but at least you are enjoying (spending) your money as you earn it[/quote]
And how do you know I'm spending everything? Or how good (or bad) I can manage my money?
I will retire one day, like 30 years from now. I sure hope my kids won't need my support for more than 15 years, so I can downsize and shift my focus to retirement once they out of college.
I plan to have it all - enjoy life now and continue to do so once I retire someday[/quote]

I'm surprised anyone would confess to this on here. People usually claim to max out their retirement accounts, have two years' emergency fund in the bank, and always, always put at least 20 percent down on a house. Even better, 50%. But clearly more people are like this PP than like the others.[/quote]

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