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[quote=Anonymous]Except I didn't post here looking for a cheaper cell carrier. I posted requesting advice regarding significant student loan debt management, retirement planning, and college savings. Anyone working towards those things also needs to budget, and that budget is composed of all the little things that add up, like monthly cell charges.

Look, my decisions aren't for everyone, and it probably won't be the forever plan. But just like marriages, business partnerships, and other lifelong connections, it's an evolving picture. DD's dad and I were prepared to never see each other again until I got two very unexpected pink lines on a pregnancy test stick and he got a very unexpected phone call from me. To say that we didn't envision ourselves as life partners in parenting is a gross understatement. [b]But 19 months later, we have better interactions than most divorced couple I know, and it's getting better each month. [/b]His 529 contributions were his idea. I asked him why he started contributing. His answer? He got a raise and wanted DD to benefit.

I was pressured from several people to "lock things in" from the beginning and file for CS; and to hell with the ramifications. I said no. I wanted to see how things would evolve if I let him get to know his child, and so far I'm happy with the results. If I change my mind, I can file at any time. My attorney has all the details.

All that said, a friend's dad is fond of saying "if 3 people tell you you're drunk, it's time to go to bed." Quite a few of you have expressed the same thoughts re: CS. I'll take it into consideration.

Of course it is a good relationship.  He knows how good he's got it.  He doesn't have to pay a dime.  The ball is entirely in his court.  He is pretty smart to keep things good between the two of you.  If he doesn't, he will be on the hook for what he owes for the last nearly 2 years.  You asked for ways to help out your financial situation and this is the #1 way to do that.  Good luck to you.

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