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Reply to "Single parent in need of debt management/savings advice"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. 9:39 these are good suggestions; when I downloaded mint.com I learned that I'm paying too much for car insurance. I'll look into this and probably switch this month. Re: cable, I'm trying a free month of Netflix streaming ($7.99/mo after that) to see if I like it better than cable, although I'd like to keep cable for DD's nanny as the whole internet TV/netflix thing is confusing for her.[b] Cell is pricey. I keep my whole life organized on my iphone so I'm going to keep it, but maybe examine my overall minute usage. I'm up for contract renewal anyway. [/b] [/quote] Definitely look at your cell options. I was paying much less than you for an AT&T iPhone plan. Make sure you access any discounts you might be eligible for. For example, I get a discount as a federal employee, many other large organizations have some sort of affiliation discount--might be through your hospital, your alumni association, etc. They can be 10%. We recently switched over to T-mobile and since most of our data usage happens at home when we're on a wireless network, we were able to go with the lowest price ($50/mo) but even their unlimited plans are $70 with no contract. If your contract is up with your current carrier--definitely shop around because now you're paying a higher rate that you agreed to to subsidize the cost of your iPhone. I know these are small potatoes, but $35/mo is over $400 a year. Every little bit helps, right?[/quote] Yes it does! That's a great idea. I'll look into it. [/quote]
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