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[quote=Anonymous]10:54, that is a great question. I was told by a finance person at NIH that I couldn't contribute to my ROTH IRA. He didn't mention anything about a SEP. He suggested investing in the stock market outside of a retirement vehicle, which I didn't do. Oh well, I should have done more homework. But, it this was in 2006-2008 when the market tanked, do maybe it's better I didn't! When I got a "real" job after my fellowship, I got in in the bottom of the market![/quote]
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