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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Yes or no?

In light of the recent shutdown it seems that some people are scrambling trying to figure out how to pay the monthly bills.

Do you feel adequately prepared in the event that you might suddenly lose your income or do you live paycheck to paycheck?

I'll start...

I'm a single mom of 2 under 2 (toddler and infant). My gross is about $67K per year. No, I do not live paycheck to paycheck.[/quote]

I'm a single mom of one 4 year old. Do you live in the DC area?[/quote]

Op here. I live in Alexandria, VA. [/quote]

do you have child support money coming in?  An extremely cheap rent/mortgage?  I feel like there is more to your story.[/quote]

No child support. No family in the area. Dad passed when I was young and mom lives several thousands of miles away and grosses about $20K per year working a customer service job.

Rent on my 2BR condo is $1400. Older car that is paid off. Luckily both of my children are the same gender and since they are so close together in age I've been able to pass most everything from DC1 down to DC2. I also buy most of my children's things on Craigslist, garage sales or consignment sales. I use a cheaper in home day care where I get a discount for 2 kids as opposed to the more expensive commerical day care centers near my job at Farragut North.

I cook most food from scratch, repurpose things where I can, combine grocery trips errands to save on gas, fill up on gas late night/early morning when the fuel temp is cooler and it has not had a chance to expand sot that I can pay cheaper gas prices.  Avoid impulse buys. Everything is researched and planned out. If something new is needed it seriously takes me several months to figure out what is the best product for my needs and where I can buy it the cheapest. Keep my windows open as much as possible to avoid AC costs.

I  guess it's a bunch of small things that add up and contribute to the larger picture of living simplistically and saving money.
[/quote]

Np here....did you ever think about marrying someone in order to alleviate some of the financial stress?  I know this will get flamed but I think about sometimes what I would do if I found myself to be single with children to care for and I think my survival mentality would be to find a nice man who could helps pay the bills.  My line of thinking seems so antiquated.....and you seem to have worked out a system that works but not without stress, I'm sure.[/quote]

This would not be an option right now. I have not had a good experience with men and am not in a place where my heart can be open to a men. If it happens in a few years...down the road I probably wouldn't be opposed to it but it's not something that I'm seeking out.[/quote]

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