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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Thanks so much for all the great advice. I realize we make a great deal of money, we are just in a crunch right now because we bought the house too quickly and it was too expensive, and subsequently I reduced my hours and we had a second child within a year (unplanned, obviously), so we are in serious catch up mode. Got the apps, called around and reduced cable, phone bill, cancelled gym membership, etc., so I think we are on the right track. Strict no Starbucks policy, and no eating out (we never go out to dinner anymore but we both eat lunches out). Also, I extended my leave so we were without my paycheck for awhile. So now I have a plan to pull out of debt and start saving again.[/quote]

What exactly did you say to cable and phone people to reduce your bills to them? This is something "they" always tell us to do, but I don't know how likely it is that I will be able to convince the rep to help.[/quote]

Hi there -- basically, I told them I needed to lower my payments and that I was unhappy with how high my monthly bills were. That was it. And I went through two different reps until I got one who was helpful and friendly. I am now paying $89.99 for my iphone's unlimited data and calling and texting and my ipad, and $120 for cable/internet/land line. To those that know -- reasonable? not reasonable? when our bundle is up, we will drop cable.[/quote]

Cut unlimited talk, text and data.  If you're in Biglaw you're probably not making many phone calls before 9 anyways and usually texting on the same network is free.  Also, doesn't your firm reimburse you for data costs?  If so, that portion of your phone bill isn't really an expense.  Another way to save money on the phone plan is to get a family plan with either set of parents which will reduce costs.[/quote]

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