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[quote=Anonymous][quote=Anonymous]If you have disabilility insurance, life insurance and health insurance you are protected from many of the worst case scenarios PPs have mentioned. If you are employed, insurable (and thanks to the ACA/Obamacare, everyone should be insurable for health insurance), and have over $1 million in investible assets, then I think objectively speaking you are pretty secure, but I also understand that in money matters things are rarely "objective".[/quote] Do you realize that "employed" and "insured" is not really permanent status or a guarantee, especially in the worst case scenarios? You lose your job, with this goes your insurance usually. If you have illness and cannot work due to this, you not only have no income and must live off savings, but you also have no health insurance. Not sure if Obamacare can protect you if the only way you can get insured is by paying premiums equal to your mortgage, e.g. things you cannot afford. [/quote]
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