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[quote=Anonymous][quote=Anonymous]

2500   Mortgage
101     Storage--can you purge some of this and move to a smaller/cheaper unit? Or a smaller facility?
2000	  Childcare
725	  Student Loans
175	  Cell--even within an existing contract you can change your rate plan to reduce these costs
305	  Credit cards--definitely do something about that 25% interest rate, that's ridiculous. but be careful about balance transfer fees/hidden costs
100	Power--do you have a programmable thermostat?
40	Trash
20	TV--I'd kill netflix or equivalent until you're back on your feet financially
75	Water
40	Cable--is this for internet?
45	Gas
90	Grass--can you maybe find a neighborhood kid willing to do this for less? 
250	Auto Loan
80	Auto Gas
40	Parking
80	Auto Insurance
145	Life Insurance
100	Doctors
60	Vet/Pet Meds
50	Gym
600	Grocery/CVS/Pet
175	Amazon Subscribe/Save
60	Restaurant--cut back or eliminate altogether
150	Shopping--what is this?
150	ATM/7-Eleven--what is this?
35	Gifts
120	DH Work Expenses--???

8311 - TOTAL
[/quote]

I wonder if you guys would do better switching to a cash allowance kind of system for the CVS/7-11/shopping expenditures. Each of you get a certain amount a month. I'm guessing from the presence of these categories that you have a fair amount of random, impulse type buys. It's easy to do those when you can just charge them and not have to think about it. Having to actually pay cash and have a physical reminder of how much you've already spent might help rein it in. [/quote]

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