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Reply to "Question for those of you whose parents helped with a home purchase"
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[quote=Anonymous][quote=Anonymous][quote]As long as the money is in your account for 60 days, it is considered "yours". No gift letter is needed. [/quote] This. For anyone who may do this in the future, this is the way to go. Have the gift givers give you the money, or put it in an account to which you are a cosigner, and it's yours, with no additional documentation needed. During those 60 to 90 days, you can get to know neighborhoods, find a realtor, go to open houses, etc. Then when that time is up, you're ready to get preapproved and move on a house.[/quote] that's illegal as fuck[/quote]
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