Reply to Courtesy Calls from Wells Fargo aka Shitheads

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Aren't you accruing more interest when you pay late?  I think on mine the balance between principal and interest changes depending on the date of payment.  This is why some people actually pay 2x/month rather than once.  So you can do what you want but be aware that it is costing you money in the long run.[/quote]
18:19 again - Now [i]that[/i] is a useful question, pp - unlike the ridiculously moralistic post that I was responding to earlier.  I don't know the answer but I'll certainly investigate it.

And if it is the case, why are the banks so stupid as to not mention this when they call to nag about payments while still in the grace period?  During that brief time when WF did call me we kept arguing about whether the payment was overdue or not.  Seems like a foolish strategy to me. BTW I should add, PEPCO does call me during the grace period.  DC Water doesn't call me during the grace period.  American Express doesn't call me during the grace period. If they can't handle grace periods, they shouldn't offer them.[/quote]

You sure do have a problem paying bills by the due date!![/quote]To reiterate, credit score = 804. [/quote]

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