Reply to how much credit card debt do you have? do tell please

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Zero.  Pay off in full each month, including last month's 11k AMEX bill.  We charge just about everything to earn freq flyer miles.  We have a high limit because of excellent credit rating but we keep our spending reasonable and never get near our maximum level.[/quote]

To be able to pay off $11,000 in one month, your monthly take home pay must be enormous!  Just curious, how much do you bring home every month?  I have around $10K in credit card debt from a few yrs of not being able to find a job in my field.  I still had to pay my student loans and my job didn't offer health insurance so I paid for that out of pocket.  I also became a single parent so I actually had no choice (short of moving into a shelter) to use my credit cards.  Now that I have a decent paying job w/ health insurance, I can start making a dent in the $10K.[/quote]

Just because their last month's bill was $11K doesn't mean that it is every month or that they paid it out of one month's income.

I've had months where our credit card bills were that high (like the month we charged having our basement replumbed and then waterproofed or the months after big vacations). We always pay it off but the high expenses have been budgeted for all along and are paid for out of the money we've saved for those purposes.[/quote]

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