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Reply to "Do I Need to Save More for Retirement?"
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[quote=Anonymous][quote=Anonymous]We are very similar to you, a little behind. 45yo, just over $1M in retirement accounts, $600 in equity in house, $100k in brokerage, and nearly $200k in 529s (two kids). HHI is around 400K but has increased significantly in the last 3-4 years so that's relatively new. I've found putting some of this into gemini and asking for scenario planning is useful. I always felt like we were behind, but when you put these numbers in and look 10 years down the line, you see you are in a good spot. It was reassuring to me. But we are going to continue to max 401K (about 70k per year with employer matches) for the next decade. Then we can hopefully downshift into part-time or consulting work at 55 without touching principal of 401K and be set for full retirement around 65.[/quote] You are not behind. This site is ridiculous! [/quote]
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