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Metropolitan New York City
Reply to "Private school but rent?"
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[quote=Anonymous]Mortgage is higher than maintenance so locking in mortgage means that increases in maintenance aren't a huge change in annual housing costs. We locked in our mortgage when rates were low. Deduct the first $1 million of mortgage interest. The math is probably pretty close. And we are in a place that we love in our ideal location and customized our place to how we like it. Been here for 10+ years and expect to be here many more. Buying is not a slam dunk decision and a lot of it involves luck. I wouldn't overpay and buy in a place you don't like just for the sake of owning, since you still have to live there. But if you are pretty sure you will be in the city for a while and find a place you like at what seems like a decent price, it often makes a lot of sense.[/quote]
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