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Reply to "So upset about this stupid cost"
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[quote=Anonymous]It sounds like OP does not understand their plan. Even “regular” copay style plans are imposing deductibles now in an effort to manage costs and steer patients away from going to the ER for things like ear wax buildup. (Sorry OP, I know you’re frustrated, but this is exactly why this is happening). What happened last year or on another plan is irrelevant to what your plan this year provides. How it works is you pay your deductible in full first, then your co-insurance/copays apply for any visits your son might need to do later in the plan year. You may or may not need to pay deductibles for everyone in your family. I’d suggest you get a summary sheet from your benefits department so you know exactly what is required under your particular plan. [/quote]
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