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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Stop paying for tuition if you still are, you can't afford it. Not even a little bit! Open an IRA and start maxxing. If you have a mortgage, focus on paying it off as soon as possible.

You're fortunate enough that you will likely receive 100% of SS benefits. You are not alone, many Americans are in the same boat. No need to beat yourself, it won't do you any good today.

What is your debt?[/quote]OP here.  I'm about $80,000 in debt which includes some IRS debt.  One child paying private secondary tuition with 3 years left.  I don't thing I can change schools as my teen would be crushed.  I'd like to try and put $100 a week away in savings right off the top.  I am paid weekly but my salary varies week to week so it's hard to nail now a concrete budget.  No way can the mortgage be paid off but would like to sell iin 4 years.

You see what time I posted.  Too many sleepless nights.[/quote]

Rather a crushed teen than a PISSED OFF ADULT who now has to spend his adult years financing your golden years...
 I am there right now with a parent who was fiscally irresponsible  and never saved - and RIDICULOUS DEBT...not your exact situation.
You don't want to have a stroke or other medical issue and cannot take care of yourself...but you chose to use money for tuition instead of savings.
Stem the tide now...make a plan...start saving even if only a bit...pay down debt...even if it means your child will have to change schools...he/she will understand later in life.

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