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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]My wife took a year off after resigning from her job due to high stress. Her mental health was my priority. We are far less wealthy than most people here, but we are also more grounded in reality. [/quote]

Agree with this approach. Money isn’t everything - people on dcum seem to have an unlimited need for more money and more stuff. Quality of life is important, too. My husband would be fine with what you’re asking, OP, and neither of us have private sector salaries. But we don’t live extravagantly and don’t care that we don’t.[/quote]

The rapper biggie said Mo' money Mo' problems. Some of the people here are so used to having extremely high income that I wonder if they can mentally sustain even 6 months on 1 income without spiraling into extreme depression. OMG we are down to $200k from $400k what are we going to do?[/quote]

If you have mortgages, car loans, and credit card debt commensurate with a $400K income you may be in trouble.  Self-purchased health insurance for an affluent family is also a big chunk.[/quote]

Who has credit card debt on $400k income?  That’s a very rare case.

Usually it’s mortgage which is the biggie since a starter home generates a $70k annual payment, maybe cars but really you should buy with cash. Private schools can be a kicker but that’s time limited. [/quote]

We make more than that, and we sometimes end up in a line of credit or on credit cards to meet capital needs, pay calls, or finish a home project. I have a spouse who spends money like it's burning a hole in their pocket. I am the keeper of the secret emergency fund, which is 2 years of expenses and growing - the more debt they incur, the more I secretly save.  Messed up, but that's how I deal. [/quote]

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