Reply to What are people doing to save money in this insane economy?

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[quote=Anonymous][quote=Anonymous]You really have to focus on finances before expenditures. For example:

*Make sure you have the best mortgage rate if you own a home;
*If you rent, try to negotiate A better rent
*Pay your credit cards off in time
*Get the best interest rates on savings
*Strategize credit card use to get cash back or points
* Maximize 401 k matches + other employer contributions
*Check to get the best health care coverage/rates ( if married, check to see if you should use your health care spouses, or both
*I am sure there are many other ideas....

*To save $ on shopping OP, we buy very little meat
*We make our own food
*We have clothes swaps with friends + family
*We rarely drink alcohol
*We buy boxes of holiday + greeting cards on sale
*We have one car
*We live in a small house
*Overall we live like we're poor except for our several trips a year...we won't give them up[/quote]

What’s your household income and what kinds of trips do you take? All this sounds so extreme to me.[/quote]

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