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[quote=Anonymous][quote=Anonymous]NP
None of us know what the job market will look like in 5-10 years. I work in fintech and we don't know 2 years out, but what I do know is:
1) This latest college graduate class (2025-2026) is experiencing the highest underemployment in a decade
2) Among those making an income, 40-50% are in a job unrelated to their college degree
3) Many are in jobs like Instacart drivers, retail, or 3 month temp jobs with no benefits/healthcare

What this means (one person's opinion; you may disagree):
- Don't go into debt to send your kids to college. Definitely do not saddle them with debt. They could be unemployed and in debt in 4 years. You and they are going to need the liquid asset cushion to weather this coming tsunami. Credit crunch is also quietly returning (look it up; it's here). DO NOT take out a second mortgage on your home or your business to fund college when there are so many great in-state schools.
- Don't force your kids to be someone they are not to "major in AI". The people building AI are 28-50 year olds now with Phds so your high school senior is already too late. But your kids can learn to adopt AI in everything they do, which could be gardening, woodworking, music, filmmaking, fishing...let them be themselves and focus on their passion, best if it's a human high-touch hobby and industry. People whose job involve being in front of the computer 24/7 right now are most likely to be replaced by AI. Let your kids focus on their craft and go deep. Winemakers, bakers, dogwalkers, airline pilots, owners of a knitting store, broadway actors...these are people who won't be replaced. [/quote]

Thank you. It has been a while hearing some honest feedback in DCUM.[/quote]

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