Reply to What do people do when a serious downturn happens 5 years or so before retirement?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Work longer. That's the answer. [/quote]

Ageism

No one likes to hire older workers, they say, outside of execs and highly specialized people.  Most people are not that.  So then what?[/quote]

Just about anyone can get a job somewhere doing something. It might not be fancy. Look at all the retiree aged people working at Home Depot.

Realistically we are not all going to be CEOs. No one likes to talk about it but it’s like changing from a child to an adult but in reverse. Instead of when you were a young adult increasing skills and responsibility and stamina, you go in reverse. It’s natural, it’s just not something a lot of people really plan for.

This is what I am prepared for. I am now very much have a “knowledge worker” but fully accepting my final act may well be something more physical and/or menial (but not too physically taxing) and likely for very low pay. I am interested in being a part time helper for elderly or those with disabilities. Not something I can do when I’m 80 but probably can from about 60 to 75 if I’m as healthy as my mom is at that age.[/quote]
You can do things like meals on wheels, but you may not be able to be a home health worker for those who need a lot of help with dressing, bathing, etc.. as that takes some strength to lift the person.

Every home health aid I've seen are < 60 and robust.

But, I do agree with that for most of us white collar workers, after 55, if we want to continue working, we'll have to downgrade.[/quote]

Agree with this. The ones we had that were good had to be able to manage my mom in the shower, get her in and out of bed. And she wasn't completely immobile. We had one who just sat with my mom for 2 hours a day, so she was never alone. She was 65. And she was private, not through an agency.[/quote]

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