Reply to Credit card points are useless if you have kids

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I am really boring with points. I have an Amazon card and use the points earned to buy more on Amazon.

I have never understood how to use airline points from flights. ijust pay for flights.

And hotel points for free stays…I never seem to amass enough.

I am trying to concentrate hotels on one brand and flights on one carrier.  Will see if this gets me anything.

My understanding of airline points is it pays to use a branded airline card and keep signing up for new cards to get the sign up bonus.[/quote]
Generally the most effective for flights is transferring miles from AMEX, Chase, Capital One, Citi, Bilt etc to an airline. Then you can book a flight with that airline or its partners. You want to find reward or saver rates as these are discounted. Ideally you also take advantage of a transfer bonus from the credit card company to the airline. That’s how you end up with 80k round trip business flights to Europe or Asia.[/quote]

80k roundtrip business to Europe or Asia is not a reasonable expectation - that's more like a unicorn. 150k to Europe and 180k to Asia is achievable if you know what you are doing and play the game well, but even those are hard now [/quote]

150k to Europe + $1,000 in taxes and fees. People always leave the last part out. Biz class has much higher tax/fees surcharges than economy. Only United seems to bundle them into the points. That’s my experience after trying to play this game.[/quote]
Just book through a program that doesn’t pass along fuel costs and you’ll usually pay $50-$70.[/quote]

That's easier said than done.  Many airlines like Air France have surcharges and don't often make their awards available to partners.  Others actually have higher surcharges if booking through partners (like booking a BA flight through AA).  The game is complicated, nothing is usually as simple as "just book..."[/quote]
Air France is typically $200 to $370 in taxes. At round trip that’s still a fraction of what the other poster is suggesting.[/quote]

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