Reply to Credit card points are useless if you have kids

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I am really boring with points. I have an Amazon card and use the points earned to buy more on Amazon.

I have never understood how to use airline points from flights. ijust pay for flights.

And hotel points for free stays…I never seem to amass enough.

I am trying to concentrate hotels on one brand and flights on one carrier.  Will see if this gets me anything.

My understanding of airline points is it pays to use a branded airline card and keep signing up for new cards to get the sign up bonus.[/quote]
Generally the most effective for flights is transferring miles from AMEX, Chase, Capital One, Citi, Bilt etc to an airline. Then you can book a flight with that airline or its partners. You want to find reward or saver rates as these are discounted. Ideally you also take advantage of a transfer bonus from the credit card company to the airline. That’s how you end up with 80k round trip business flights to Europe or Asia.[/quote]

80k roundtrip business to Europe or Asia is not a reasonable expectation - that's more like a unicorn. 150k to Europe and 180k to Asia is achievable if you know what you are doing and play the game well, but even those are hard now [/quote]

150k to Europe + $1,000 in taxes and fees. People always leave the last part out. Biz class has much higher tax/fees surcharges than economy. Only United seems to bundle them into the points. That’s my experience after trying to play this game.[/quote]

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