Reply to if you were able to retire early (55-62) how did you do it

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[quote=Anonymous][quote=Anonymous]I "retired" at 40.  I had worked for 15 years before that.  DH is still working at 58.

- Started married life debt free.  No college debt. 
- We did not pay for anything in our wedding. Parents paid for everything.
- We were in STEM fields that paid us a decent amount. 
- Parents did not depend on us financially in retirement.

- Bought our new SFH in an inexpensive neighborhood.  
- 2 kids only.  Only had 3 yrs each of childcare cost for them.  We had grandparents helping out for childcare. 
- Kids went to magnet public schools for free. 
- Kids got merit tuition in college. We paid minimal amount for room and board only.

There were other financial and life decisions we made, and also lots of luck...that made it possible for me to retire early.  My DH can retire now if he wants, but he is still working. [/quote]

Yeah most early retirees start on 3rd base. No student debt? Grandparents who are retired and have resources to come belp. We spent $270k on childcare and send money to our family to help them.

Buying the inexpensive house zoned for bad schools and going magnet can be a good hack, but you have to have plan if dont gain entry. Was this Moco?[/quote]

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