Reply to How the shit do normal people afford to live here?

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[quote=Anonymous]I purchased my home in Anacostia a few years ago while making mid-40Ks, make 65-70k now. I feel really safe here, my neighbors are friendly and helpful, and I can get to Arlington, Adams Morgan, Washington Harbor, downtown DC in 10-15 mins driving. I planned to eventually move to Brookland, but I'm pretty spoiled with my commute now. DC attends a charter. My ex lives in the Maury district, so we were "safe" on schools anyway. I'm walking distance to the Metro, two museums (Frederick Douglass home, Anacostia Museum), and Anacostia Park.

I have great, affordable health insurance through work, healthy retirement savings, I take 1-2 vacations (international and domestic), smartphone, manicures, cable, dine out sometimes, shop at WF, college savings, monthly housecleaning. I have a very cheap mortgage and my SL payment is a joke ($60/month). My 12yo car was paid off years ago. Priceline.com is my friend. I've found roundtrip $300 trips to Costa Rica. It was ROUGH during the daycare years, but school is free now (ex and I stagger schedules to avoid before/after care). My emergency fund took a hit during that time and I racked up debt, but I'm paying it down now. I could be debt free other than mortgage sooner if I lived like a pauper, but I love to travel, wake up to Morning Joe, and eating organic foods. So it will be take 1-1.5 years instead of 6 months. My retirement, 529 savings, EF savings, debt payments come out of my check before I receive it. There are people on here who make 5 times more than me and worry far more about money than me. I have debt, but its decreasing everyday. Frankly, I'm thankful credit was there for me when I needed it in the past and that I am now able to cover emergencies with my savings. I have what matters, which is love, close family & friends, and good health.

FYI, the discretionary spending mentioned above (manicures, housecleaning, cable, etc) are new expenditures. I managed without them during the daycare years.[/quote]

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