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Reply to "Is the US HC system finally toast?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Health care is not "unaffordable". It's expensive, which is different. People often choose to go without insurance, or with low value insurance, because at the time they make those elections they are not consuming health care and prefer to spend their money on other things. That's understandably tempting, but also foolish. People need to prioritize health insurance when they choose among employment options, and when they budget for expenses. Too many people do neither, and then expect "others" to pick up the costs if they later need care. Medicaid addresses the truly impoverished and indigent disabled; Medicare addresses the elderly. Others are expected to provide for themselves, which is not really unreasonable. It does, however, require a mindset of self-sufficiency and prudent prioritizing of health insurance expenses and saving for emergencies over discretionary lifestyle choices, and many people lack the necessary discipline and foresight to do that. [/quote] this is exactly it, in america we have the freedom to make our own choices and if you choose not to pay monthly for health insurance that's your business. However on the flip side we shouldn't bail people out if they made that choice. Let the free market happen, in fact, I would love to be charged less because our family is healthy and takes care of ourselves and doesn't use the hospital except for true emergencies like a broken bone, etc, that happens once every few years but beuricrats have passed laws not allowing sliding scales for lifestyle and health issues. Why should an obese person pay the same as a non obese person?[/quote] Did they really ban charging obese people more? That’s infuriating. People need to take some basic responsibility for themselves and their families. Entitlement everywhere!![/quote] Telling people they are fat and act clearly is not very effective at promoting lifestyle changes or the adult obesity rate in the US would not be around 40%. Yes people are making bad decisions with their diets, but that doesn’t change the fact that obesity cost taxpayers hundreds of billions a year. Are we really going to refuse to treat people and let them die of a heart attack in the hospital because they had a bad diet? The answer is no and most people don’t want to live in a society like that either. At the end of the day, results are the only thing that matters and the status quo of lecturing people about their lifestyle is not working. At this point, the US government should just buy the patent rights to Ozempic, Wegovy, and Monjaro, and offer free prescriptions for any US resident 18+ that is obese or overweight. It would only cost around $10 Billion a year for the US government to produce enough ozempic doses to provide medication for all 100 million obese people in the US (if government owns patent). The cost savings to the healthcare system would greatly exceed 10 billion per year. Just make ozempic over the counter and let everyone sign up, then provide it for free. Even if every adult in the US signs up for it, it would still only cost 25 billion a year which is less than 2% of discretionary federal budget. [/quote] They can call it UBO, universal basic ozempic. [/quote]
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