Reply to Is retirement an age or an asset number for you?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Here is my question if you are a married man with a Stay at home wife what is in it for her for husband to retire before 67?

I mean she finally has a taste of freedom after raising 2-4 kids. Her husband is bringing in good income. She is most likely 2-4 years younger so her medical depends on him. Her income stream is cut greatly if he retires before full retirement age of 67. She gets stuck with expensive medical bills and now she has to deal with him getting in the way and wanting breakfast and lunch.

My math the absolute earliest I can retire is 67 as wife will almost be 65 after I get my bonus for year then we can do Cobra a few months and go straight to medicare for her.

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Well if you are not a needy jerk of a husband, most spouses actually enjoy spending time together. 
But my spouse recently retired, in late 50s, I was SAHP and yes it's an adjustment, because other than the kids being not physically at home, I still manage anything from them (one in college, one launched) when they have questions/concerns, I still do everything I was always doing.  The Perks are, if you have the funds, we are now traveling a ton and it's less stressful as we don't have to get up for work at ridiculous hours.  But yeah the few years both kids were gone from the home and spouse was still working was a nice break on many levels.

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But your husband  puts you in a bad spot if you outlive by a lot. .

My mom was a widow 25 years. Having reduced SS and 401k from husband retiring early is also hard on a SAHM wife. My MIL is 84 and her husband  retired 65 and died 74. But my MIL is pushing 85 in his full SS. [/quote]

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