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Reply to "Is retirement an age or an asset number for you?"
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[quote=Anonymous][quote=Anonymous]Another consideration for us was RMDs. Our 401K balances are high and we’ll get a tax bomb if we don’t start Roth Conversions early. [/quote] who cares. My mom waited till she had to do RMDs and then did minimum she then split it up 4 ways when she died to the kids. Then kids have ten years to pull it out. Allowing it to grow even more. And the tax bracket is not bad since split four ways kids are taxes way less on RMDs. [/quote]
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